Business Insurance 
Business Insurance, also known as commercial insurance, helps protect business owner from expected losses.
​There are many types of insurance for businesses, including coverage for property damage, legal liability and employee-related risks. 

​A general liability insurance policy provides financial protection from the risks that any business owner, no matter how careful, might incur. A typical policy covers the following expenses:
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• The costs of defending or investigating a suit or claim against you, including court costs, witness fees, attorney's fees, and police report costs
• Reasonable expenses incurred when the insurance company asks you to assist in your defense (e.g., income lost while spending a day in court)
• Judgments or settlements resulting from covered suits, including interest required on the judgment and the injured party’s medical expenses, if your defense is unsuccessful
• The premium on a court-mandated bond connected with a liability suit

​Introduction to Labor Insurance

Many people have questions about labor insurance. For example, is it necessary to buy labor insurance as long as it is 1099 and not W2? Not necessarily. You may learn more on the Oregon State Government website.

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